Lower cost conventional mortgages can get you into the house of your dreams.

Conventional mortgages often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and often conform to the loan limits set by the Federal Housing Finance Administration (FHFA).

A conventional mortgage usually has a fixed interest rate for the 30 year term of the mortgage.

Conventional mortgages also typically require at least a 20 percent down payment, but you can go as low as 3 percent down.

Capital Federal Credit Union has been helping homeowners with conventional mortgages for many years. Our experienced team will help expedite your request.